What is Health Insurance?
Health insurance is a type of coverage that pays for medical, surgical, prescription drug and sometimes dental expenses incurred by the insured as a result of illness or injury. Health insurance can either reimburse the insured for expenses incurred, or pay the care provider directly. It can be provided through a social insurance program funded by the government or from private insurance companies. It is often included in employer benefit packages as a means of enticing quality employees. The cost of health insurance premiums is deductible to the payer, and benefits received are tax-free.
Proactive Health: Regular medical check-ups included in the policy assist in monitoring and maintaining your health, enabling early detection of possible health concerns.
In-patient Care: Coverage extends to the comprehensive cost of hospitalization, such as room charges, doctor's fees, and nursing charges, ensuring admissions do not burden you financially.
Pharmaceutical Ease: Prescribed medications essential for treatments or recovery are covered, significantly reducing your out-of-pocket expenses for necessary drugs.
Surgical Safeguard: Expenses related to surgeries, often a major financial challenge during serious health scenarios, are covered, making quality healthcare more accessible.
Emergency Care: Immediate medical attention and emergency healthcare services come as part of the policy, offering prompt and effective treatment during critical instances.
Emotional Wellness: Health plans often include coverage for mental health services and substance use disorder treatments, assisting access to comprehensive health care.
Join ASROY to put yourself and your family in a financially safe place now, and in the future.
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